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VerdePeso Smart Credit Service Guide

Four stages from sign-up to cash in hand.

No offline visits and no paper documents. Register with your phone number, set your plan, get a fast decision and receive your funds.

Hands holding a smartphone during an identity verification step
Access requirements

Who can apply

Getting started takes only a few minutes. Make sure you have the following ready before you apply.

  • 18 years of age or older

    Identity verification is required. Applicants must be at least 18 years old.

  • An active mobile number

    Your account is registered with your mobile phone number, and loan updates are sent by SMS.

  • The VerdePeso app

    Download VerdePeso from Google Play. The whole application is completed inside the app.

Full process manual

How your loan comes together

  1. Stage 01

    Fast registration

    • Download VerdePeso from Google Play.
    • Create your account with your mobile phone number.
  2. Stage 02

    Smart plan configuration

    • Set the loan amount and term that suit you.
    • On submission, our AI risk engine reviews your application in real time against multiple credit models.
  3. Stage 03

    Lightning approval

    • Our intelligent assessment analyses your repayment ability.
    • Receive your result by SMS and in-app notification.
  4. Stage 04

    Smart loan disbursement

    • Review and sign your loan agreement online.
    • Funds are released quickly, with 24/7 uninterrupted service.
FAQ

Questions, answered.

Cannot find what you are looking for? Our customer service team is happy to help.

Customer service surport@mintcreditlendinginc.com Monday to Friday, 10:00 AM to 6:30 PM

Yes. VerdePeso holds an Online Lending Platform (OLP) license issued by the Securities and Exchange Commission of the Philippines and operates in full compliance with Philippine laws and regulations. Our registration details are listed on the About Us page.

You can borrow from PHP 4,000 to PHP 90,000, with a loan term of 91 to 180 days (3 to 6 months). Your available limit depends on our assessment of your application.

The annual percentage rate (APR) is up to 18%, about 0.05% per day. There are no handling fees. For example, a PHP 10,000 loan over 120 days at 18% APR has total interest of PHP 591.78 and a total repayment of PHP 10,591.78.

No. The entire process, from registration to signing your agreement, is done online in the VerdePeso app. The app is open for applications 24/7.

After you submit your application, our system reviews it in real time. You will receive your result by both SMS and in-app notification.

We have a comprehensive data security and privacy protection system and handle your information in line with the Data Privacy Act of 2012. Read our Privacy Policy for details.

Start your application now.

It only takes your mobile number to create an account. Apply anytime, anywhere.