A loan that fits your needs, with every fee on the table.
Flexible credit limits, a term you choose and an annual interest rate of up to 18%. No handling fees and no hidden charges.
Everything you need to know, up front.
Flexible credit limit
Borrow the amount that matches your actual need. Your available limit is set by our intelligent assessment of your profile and repayment ability.
Loan term
91 to 180 days (3 to 6 months). Pick the term that suits your budget.
Interest rate
Annual percentage rate (APR) of up to 18%, a daily rate of about 0.05%.
Handling fees
Zero. No processing, service or hidden fees are deducted from your loan.
See your repayment before you apply.
Move the sliders to estimate your cost at the maximum APR of 18%. Your final offer is shown in the app before you sign.
- APR used: 18% per year, daily rate 18% ÷ 365
- Monthly figures are based on 30 days
- Amount you receive
- PHP 10,000.00
- Daily interest
- PHP 4.93
- Total interest
- PHP 591.78
- Handling fees
- PHP 0.00
- Total repayment
- PHP 10,591.78
How a PHP 10,000 loan is calculated.
Loan principal of PHP 10,000, a term of 120 days and an annual percentage rate of 18%. Once approved, you receive the full PHP 10,000. This cash credit has no hidden fees.
PHP 10,000 × 18% ÷ 365 × 120 days
= PHP 591.78
| Loan principal | PHP 10,000.00 |
|---|---|
| Loan term | 120 days |
| Annual percentage rate (APR) | 18% |
| Daily interest rate | 18% ÷ 365 ≈ 0.0493% |
| Daily interest | ≈ PHP 4.93 |
| Monthly interest (30 days) | ≈ PHP 147.95 |
| Monthly principal (PHP 10,000 ÷ 120 × 30) | PHP 2,500.00 |
| Monthly repayment | ≈ PHP 2,647.95 |
| Handling fees | PHP 0.00 |
| Total interest (120 days) | PHP 591.78 |
| Total repayment | PHP 10,591.78 |
What you see is exactly what you pay.
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Full disclosure before you sign
Your amount, term, interest and total repayment are shown in a Disclosure Statement before you accept, in line with the Truth in Lending Act (Republic Act No. 3765).
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You receive the full amount
No upfront deductions. If you are approved for PHP 10,000, PHP 10,000 is what you receive.
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Borrow responsibly
Only borrow what you can repay on time. If you need help with your repayment schedule, contact our team early.
Get your personal offer.
Download VerdePeso, set your amount and term, and see your exact repayment in minutes.